Traveling is one of life’s greatest joys, but it doesn’t always go as planned. Recent research by the Department of Foreign Affairs and Trade and the Insurance Council of Australia reveals some surprising—and concerning—habits of Australian travelers. While many trust Smartraveller, the government’s travel advice service, too many still take unnecessary risks, especially when it comes to travel insurance.
Think of travel insurance like your passport—you shouldn’t leave home without it. A sudden illness, accident, or even a stolen phone can turn a dream trip into a financial nightmare. Yet, 41% of Australians admit they’ve considered traveling without insurance. The numbers are even higher for young travelers under 30 (54%) and lower-income households earning under $100,000 per year (46%). Some skip insurance to save money (15% said cost was the reason), but as the saying goes: *If you can’t afford travel insurance, you can’t afford to travel.*
Many travelers (24%) believe insurance isn’t necessary in places they consider safe—maybe because they’ve been there before or have family there. But emergencies can happen anywhere. Travel insurance covers medical emergencies (hospital bills abroad can cost thousands), lost or stolen luggage, trip cancellations, and accidents. No matter how safe a country seems, unexpected things happen. Insurance is your safety net.
Most travelers (67%) check Smartraveller before trips, and nearly all find it helpful. 94% feel more aware of risks and 92% feel better prepared. Yet, many ignore warnings—67% would still travel to a “Reconsider Your Need to Travel” (Level 3) destination and 27% would even go to a “Do Not Travel” (Level 4) zone. Level 3 means high risk of danger, including life-threatening situations, while Level 4 means extreme threats to safety where government help may be limited and insurance may not cover you.
Smartraveller offers a free subscription service for real-time updates. 99% of subscribers say it keeps them informed. Whether it’s a sudden storm, political unrest, or health alerts, staying updated can make all the difference.
Travel is about freedom and discovery—but being smart ensures you bring home great memories, not regrets. Always get comprehensive travel insurance, check Smartraveller before and during your trip, and respect travel warnings—your safety comes first. The world is full of incredible experiences. With the right prep, you can explore confidently, knowing you’re covered when life throws a curveball. Adventure awaits—just don’t forget to pack your common sense!
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